I always secure myself and prepare my future needs. I try to save money from my work because I know the fact that I will need it in the near future. From time to time, things will change and no one could ever tell what will happen next. That’s why I am securing my self. From the very simple things up to the biggest, I always make sure that I have alternative plans for them in case I failed.
Same thing goes with my education health and home, i make sure that all of them are secured and insured by an Insurance Company. Actually there's now cheap homeowners insurance available. They are cheap yet trustworthy and reliable insurance company. You can also check some cheap insurance over the web. It is very advisable for every individual to apply for an insurance so that you have nothing to regret about in case of such a devastating lost in the near future.